Afterpersonalinjury Privacy Policy

Updated and effective February 20, 2020

Thank you for visiting Afterpersonalinjury (“Company”) located at Afterpersonalinjury.org (the “Site”). This Privacy Policy outlines the privacy practices associated with
the Site, and you hereby agree to it in its entirety, including but not limited
to: (i) access or use the Site; (ii) agree to receive e-mail from us via the
Site, or any other means; (iii) register on the Site to receive related products
and/or services from third party service providers; and/or (iv) obtain, or
attempt to obtain, any products and/or services. Your use of the Site is
conditioned upon your acceptance of the terms contained herein. If you do not
agree to the terms contained herein, please do not access or use the Site.

Collection of Personal Information

We collect personal information directly from you when you visit and interact
with the Site, and when you when you open and/or click on email advertisements,
as well as if you request to unsubscribe from receiving future email
advertisements from us.

The types of personal information that we collect automatically through the Site
include: (i) your IP address; (ii) referring web page; (iii) your age range;
(iv) cookies, beacons, pixel tags, and mobile ad identifiers; and (v)
geolocation data. Our servers automatically recognize your IP address each time
you visit the Site and the web page from which you came. Your IP address is used
to help identify you and to gather broad demographic information about you to
and to better tailor our product and service offerings contained within the
Site. Your IP address can also be used to help diagnose problems with our
servers, and to administer the Site. We also collect additional personal
information which you submit to us through the Site including: (i) your first
name; (ii) your last name; (iii) your email address; (iv) your telephone number;
and (v) any other information requested in a web form contained on the Site.

The first time that a user provides an e-mail address in connection with their
activities at the Site, we assign an identification number to that e-mail
address and deploy a cookie to the applicable user’s PC. A cookie is a small
data text file, which is stored on your computer’s hard drive (if your web
browser permits) that can later be retrieved to identify you to us. Cookies make
your use of the Site easier, make the Site run more smoothly, and help us to
maintain a secure Site. The cookies may collect information about you, such as
the referring website address, your IP address, your browser type and version,
your Internet service provider, the area code and zip code associated with your
server, the time and date of your visit, and the time spent on the Site.
Whenever a user comes back to the Site using the same PC, the cookie allows the
Site to identify the user and to recall the users e-mail address. If, at any
time, a user provides other information in connection with their activities on
the Site (such as name, address, etc.), we may store that information, along
with a user’s e-mail address, in our database. We may use the information stored
in our database: (i) to effectuate the purpose or transaction for which the
information was originally provided by a user; (ii) to ensure that a user will
not be repeatedly exposed to the same advertisements, offers and/or promotions
while visiting the Site; (iii) to pre-populate information fields in the event
that user wishes to purchase products and/or services or sign up for and/or
subscribe to services, promotions or other offers in the future; (iv) to, in
connection with regular communication with a user, include offers, promotions or
advertisements that were historically, or are likely to be, of interest to that
user; or to track your use of the Site, and to customize the content that you
might see on the Site. To disable and reject cookies, adjust the settings via
the options menu of your Internet browser. Many web browsers offer their users
to opt to not be tracked, however unless otherwise required by law, we do not
guarantee that we will respond to such Do Not Track signals.

Other methods of tracking: An action tag or a web-beacon (also known as a clear
gif/pixel tag) is a method used to track responses or actions by visitors who
view certain advertisements and/or other information on the Site. Action tags
are 1×1 pixel images embedded in a website page that are used to transparently
collect information. We may use action tags to count the number of times that
visitors click on a particular banner ad or visit the pages of the Site and to
provide information about what products/services are viewed or purchased. We
reserve the right to retain this cookie and action tag data indefinitely, and to
share information generated by these cookies and action tags with our
advertisers, affiliates and service providers.

We also collect personal information through advertising networks, internet
service providers (ISPs), operating systems, and social networks.

Usage of Personal Information

The above personal information is used: 1) to provide you with the ability to
access and interact with the Site; 2) personalize and improve the Site and/or to
contact you when necessary in connection with transactions entered into by you
on the Site; 3) to provide you with information that you may request and fulfill
requests submitted through the Site; 4) to track consumer interaction with the
Site and with our email advertisements (counting ad impressions, verifying
positioning and quality of ad impressions); 5) for advertising/marketing
services, including affiliate marketing; 6) to detect security incidents, or
protect against malicious, deceptive, fraudulent, or illegal activity; 7) to
debug to identify and repair errors that affect functionality; 8) for
short-term, transient use; 9) for customer service; 10) for analytics, internal
research and business purposes; 11) to verify and maintain quality or safety on
the Site; and 12) for legal compliance.

We may also combine the information we have gathered about you with information
from other sources. We may use third parties to help us operate our business and
the Site or to administer activities on our behalf.

When you submit your request for information through the Site by clicking on
“the submit button”, you hereby agree and acknowledge that your personal
information will be placed into Company’s database and that such personal
information will be shared with third parties for marketing purposes. By
submitting your personal information on the Site, you agree that we may share
such personal information with our third party service providers in order to
complete your request for the services featured on the Site. Our third party
service providers may use the personal information that we transfer to them for
any lawful purposes, subject to any restrictions contained herein including,
without limitation, in connection with contacting you for purposes of completing
your request for the services. To the extent that you submit any additional
information on any site(s) hosted by a third party service provider, such
information shall be governed by such third party service provider’s privacy
policy. Please be advised that Company does not itself provide products and/or
services. The services will be provided by third party service providers, and
the ultimate terms and conditions of the services will be determined by those
third party service providers.

Afterpersonalinjury provides its users with the opportunity to receive special
products, offers and/or services from third parties including, but not limited
to, our third party service providers. Where you indicate the desire to receive
certain offers, products or services from a third party during the applicable
information collection process, your personal information that was provided
during the information collection process will be shared with the applicable
third party so that such third party may provide their product or service to you
and so that you do not have to complete another information collection form to
purchase or receive that product or service.

We may share the personal information that you supply to us with any third party
and we may work with other businesses to bring selected retail opportunities to
our users. These businesses and third parties may include, but are not limited
to third party individuals, companies, and/or service providers we use to
perform certain functions on our behalf. Examples of such functions include
sending direct and electronic mail, removing duplicate information from user
lists, analyzing data and providing marketing analysis. Such third party service
providers performing these limited functions on our behalf shall have access to
our users’ personal information as needed to perform their functions for us, but
we do not permit them to use your personal information for other purposes.

We use demographic information to tailor the Site to the interests of our users.
Demographic data may be shared with third parties including our third party
advertisers so that they can tailor their advertisements to the appropriate
audience. We reserve the right to provide aggregate or group data about our
users for lawful purposes. Aggregate or group data is data that describes the
demographics, usage or characteristics of our participants as a group, without
disclosing personally identifiable information. By submitting your information
through the Site, you agree to allow us to provide such aggregate data to third
parties. By agreeing to the terms of this Privacy Policy, you hereby consent to
the disclosure of any record or communication to any third party when we, in our
sole discretion, determine the disclosure to be appropriate.

We also reserve the right to release current or past user information in the
event that we believe that the user is using, or has used, our products,
services and/or Site: (i) in violation of the terms and conditions of this
Privacy Policy or any other of our operating rules, policies, price schedules
and other supplemental terms and conditions or documents that may be published
by us from time to time; (ii) to commit unlawful acts; (iii) if such information
is subpoenaed; provided, however, that, where permitted by applicable law, we
shall provide you with e-mail notice, and opportunity to challenge the subpoena,
prior to disclosure of any personal information pursuant to a subpoena; (iv) if
we are sold or acquired; provided, however, that if we are involved in a merger,
acquisition or sale of all or a portion of our assets, you will be notified via
email and/or a prominent notice on the Site of any change in ownership or uses
of your personal information, as well as any choices that you may have regarding
your personal information; and/or (v) when we deem it necessary or appropriate
including, without limitation, sharing your e-mail address with other third
parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as
amended from time to time, and Federal Trade Commission implementing
regulations.

By registering at the Site, you agree that such act constitutes an inquiry
and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR
§ 310 et seq.), as amended from time to time and applicable state do-not-call
regulations. As such, notwithstanding that your telephone number may be listed
on the Federal Trade Commissions Do-Not-Call List, and/or on applicable state
do-not-call lists, we, as well as our third party service providers, retain the
right to contact you via telemarketing in accordance with the Rule and
applicable federal and state do-not-call regulations.

In addition, you agree that by submitting your personal information through the
Site, you agree to receive mobile marketing including, but not limited to,
text-message based marketing, from us and our third party advertisers and
marketers (where such marketing is permitted by applicable law). As such,
notwithstanding that your mobile telephone number may be listed on state and/or
federal Do-Not-Call registries, we retain the right to contact you via
text-message based marketing in accordance with applicable state and federal
law. Further, you agree that we reserve the right to share, sell, rent, lease
and/or otherwise distribute your mobile telephone and other mobile data with/to
any third-party for any and all non-marketing uses permitted by this Privacy
Policy and applicable law.

You may unsubscribe from any of our e-mail marketing programs at any time via an
unsubscribe hyperlink that allows the recipient to unsubscribe from the specific
marketing program by clicking the hyperlink provided and following the
instructions that follow. We process all unsubscribe requests in a timely
fashion, but cannot guarantee that you will never receive another mailing from
us, as we may obtain your e-mail address again through a different e-mail
marketing program that you have opted in to. If you receive another e-mail
communication from us, you will be able to remove your e-mail address via the
unsubscribe hyperlink. We are able to offer our free services, in part, based
upon the willingness of our users to be contacted by our marketing partners,
including affiliated third party advertisers. By allowing us to make the
information that you supply available to our third party marketing partners, you
will receive free product and service information that may be of interest to
you. You may, at any time, notify us that you do not wish to have your personal
information disclosed to third parties for offers and promotions by sending an
e-mail to info@Afterpersonalinjury.org.

TCPA Consent

This Site is compliant with the Telephone Consumer Protection Act as implemented
by the Federal Communications Commission. By clicking the “submit” button on the
Site, you agree by electronic signature to the Terms and Conditions and this
Privacy Policy and authorize Company and its partners to contact you by email
and at the phone number you entered using technology including recurring
auto-dialers, pre-recorded messages, and text messages, even if your phone is a
mobile number or is currently listed on any state, federal, or corporate “Do Not
Call” list. You understand that your telephone company may impose charges on you
for these contacts, and that you can revoke this consent at any time. For SMS
campaigns Text STOP to cancel and HELP for help. Message and data rates may
apply. You are not required to give your consent as a condition of service, and
may call us 1-888-520-9962 to request your free investor guide. By clicking the
“submit” button and submitting this form, I affirm that I have read and agree to
this Site’s Terms and Conditions (including the arbitration provision and the
E-SIGN consent) and Privacy Policy.

Security Precautions

The privacy of your personal information is very important to us. As such, we
endeavor to safeguard our users’ personal information. When users make personal
information available to us, their personal information is protected both online
and offline (to the extent that we maintain any personal information offline).
Access to your personal information is strictly limited, and we take reasonable
measures to ensure that your personal information is not accessible to the
public. The servers that we store personal information on are kept in a secure
physical environment. We also have security measures in place to protect the
loss, misuse and alteration of personal information under our control. Please be
advised, however, that while we take every reasonable precaution available to
protect your data, no storage facility, technology, software, security protocols
or data transmission over the Internet can be guaranteed to be 100% secure.
Computer hackers that circumvent our security measures may gain access to
certain portions of your personal information, and technological bugs, errors
and glitches may cause inadvertent disclosures of your personal information;
provided, however, that any attempt to breach the security of the network, our
servers, databases or other hardware or software constitutes a crime punishable
by law. For the reasons mentioned above, we cannot guarantee or warrant that
your personal information will be absolutely secure. Any transmission of data at
or through the Site is at your own risk.

All of our users’ personal information is restricted in our offices. Only
employees or third party agents who need the personal information to perform a
specific job function are granted access to personal information. Employees not
adhering to our policies are subject to disciplinary action. In compliance with
applicable federal and state laws, we shall notify you and any applicable
regulatory agencies in the event that we learn of an information security breach
with respect to your personal information. You will be notified via e-mail in
the event of such a breach. Please be advised that notice may be delayed in
order to address the needs of law enforcement, determine the scope of network
damage, and to engage in remedial measures.

Age Restrictions (Minors)

No information should be submitted to, or posted at, the Site by visitors under
eighteen (18) years of age or the applicable age of majority (if greater than
eighteen 18 years of age). Persons under eighteen (18) years of age or the
applicable age of majority are not permitted to access the Site and we do not
knowingly collect personal information from such individuals. We encourage
parents and guardians to spend time with their children and to participate and
monitor their online activities. To the extent that you believe that we have
acquired the personal information of minors, please contact us immediately using
the contact information below.

Third Party Partner Websites

The Site may contain links to other third-party owned and/or operated websites
including, but not limited to, the websites of our third party service
providers. Company is not responsible for the privacy practices or the content
of such websites. In some cases, you may be able to make a purchase through one
of their third party websites. In these instances, you may be required to
provide certain information, such as a credit card number, to register or
complete a transaction at such website. These third party websites have separate
privacy and data collection practices and Company has no responsibility or
liability relating to them.

Updating Your Information

At any time you may request Afterpersonalinjury to: (i) amend the personal information
that we have on file for you and/or (ii) remove personal information that you
have provided to us, or that we have collected. You may do so by contacting us
via e-mail at info@Afterpersonalinjury.org; provided, however, that we ask individuals
to identify themselves and the information requested to be accessed, amended or
removed before processing such requests, and, to the extent permitted by
applicable law, we may decline to process requests that are unreasonably
repetitive or systematic, require disproportionate technical effort, jeopardize
the privacy of others, or would be extremely impractical.

Please be advised that deleting your personal information may terminate or limit
your ability to apply for services through the Site. If you wish to apply for
services without any hindrance or limitation, you may decide not to delete the
personal information that we have on file for you. Note that after you delete
your personal information, residual copies may take a period of time before they
are deleted from our active servers and may remain in our backup systems.

Option to Opt Out

We provide users with the option to opt-out from receiving information sent via
electronic mailings on or own behalf of and that of our third party advertisers.
Users may unsubscribe from receiving e-mail at any time by following the
instructions contained at the end of every e-mailing. Unsubscribe requests can
only be processed if you have registered with us in the first instance. If you
have not registered with us and wish to opt out of receiving e-mail from a
particular sender, please consult that sender’s opt out policy, or contact that
sender. Information sent on behalf of third party advertisers are prepared
several days in advance, so users may continue to receive e-mail from us for up
to ten (10) days following the unsubscribe procedures detailed above. If, after
that point, a user is still receiving e-mail from us, the user should contact us
at info@Afterpersonalinjury.org. Notwithstanding the foregoing, we may continue to
contact you for purposes of communicating information relating to your
application for the services, as well as to respond to any inquiry or request
made by you. To opt-out of receiving services-related and/or inquiry
response-related messages from us, you must cease applying for services, and
cease submitting inquiries to us.

Your California Privacy Rights

This section is specific and applies only to web visitors who are California
residents, under the meaning of Section 17014 of Title 18 of the Cal. Code of
Regulations.

Under the California Consumer Privacy Act of 2018 (“CCPA”), up to twice in a
twelve (12) month period, a consumer has the right to request that a business
disclose what personal information it collects, uses, discloses, and sells.
Information regarding our collection, disclosure, and sale practices are
detailed below, in addition to instructions on how to exercise your rights
regarding your personal information.

What Personal Information Do We Collect?

We collect, and have collected personal information about our visitors in the
preceding 12 months in the following categories:

Categories of Personal Information (PI)	Specific Types	Categories of Personal Information (PI) Specific Types Business or Commercial Purpose for Which Each Category Will be Used
Identifiers (e.g., a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers)	First name; Last name; Email address; IP address;	Site access and interaction; Fulfillment of requests submitted through the Site; Personalize and improve the Site; Marketing; Internal database; Analyze the Site; Secure the Site; Customer service; and Legal compliance
Information that identifies, relates to, describes, or is capable of being associated with, a particular individual, including, but not limited to, his or her name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.	Age range; Phone number	Site access and interaction; Fulfillment of requests submitted through the Site; Marketing; Internal database; Internal analysis; Customer service; and Legal compliance
Internet or other electronic network activity information (e.g., browsing history, search history, and information regarding a consumer’s interaction with an Internet Web site, application, or advertisement)	Time and date of your visit to the Site; Time spent on the Site; Referring web page; Specific webpages you visited, including any third party websites reached through the Site; Internet service provider; Domain name servers; Types of computers or devices accessing the Site; Web browser type and version; and Behavioral data (opens, clicks)	Site access and interaction; Fulfillment of requests submitted through the Site; Personalize and improve the Site; Marketing; Internal database; Analyze the Site; Secure the Site; Customer service; and Legal compliance
Geolocation data	Geographic region based on IP address; Area code and zip code associated with your web server	Site access and interaction; Fulfillment of requests submitted through the Site; Personalize and improve the Site; Marketing; Internal database; Analyze the Site; Secure the Site; Customer service; and Legal compliance

What Personal Information Do We Disclose or Sell?

We have disclosed personal information for a business purpose, or sold personal
information to third parties in the preceding 12 months in the following
categories:

Categories of Personal Information (PI)	Categories of Third Parties to Whom Such Information Was Disclosed or Sold
Identifiers (e.g., a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers)	Direct lead buyers, including investment companies; and Email marketers
Information that identifies, relates to, describes, or is capable of being associated with, a particular individual, including, but not limited to, his or her name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.	Direct lead buyers, including investment companies; and Email marketers

In addition to the above, to the extent legally required to comply with
applicable laws and regulations, or to respond to a lawful request, or to
otherwise protect our rights, we may also disclose any of the above personal
information to the requesting governmental agency, entity, or person. As we
continue to develop our business, we might sell or buy assets. In such
transactions, personal information collected through the Site may be one of the
transferred business assets. Also, in the event that we, or substantially all of
our assets, are acquired, such personal information will be included within the
transferred assets.

We do not have any actual knowledge of the sale of personal information of
minors under 16 years of age. There are no financial incentives to disclose.

Your Right to Request to Know and How to Submit a Verified Request to Know

A “request to know” is a request related to the personal information that a
business has about such consumer. It may include a request for any or all of the
following from us: 1) specific pieces of personal information that we have
collected about you; 2) categories of personal information that we have
collected about you; 3) categories of sources from which the personal
information was collected; 4) categories of personal information that we have
sold or disclosed for a business purpose about you; 5) categories of third
parties to whom the personal information was sold or disclosed; and 6) the
business or commercial purpose for collecting or selling personal
information.

To the extent that your personal information is necessary for us to maintain for
a reason delineated in Cal. Civ. Code 1798.105(d), including but not limited to
complete a transaction for which the personal information was collected, provide
a good or service you have requested, detect security incidents, protect against
malicious, deceptive, fraudulent, or illegal activity, debug, etc., or to comply
with a legal obligation, we are not required to comply with your request for
deletion. For instance, we are not required to delete personal information which
is necessary to maintain suppression files for those individuals who have opted
out of receiving email marketing from us. If we are unable to verify your
request, we will notify you as well.

Your Right to Non-Discrimination for the Exercise of Your Privacy Rights

California affords consumers with the right not to receive discriminatory
treatment by a business for the exercise of their privacy rights conferred by
the CCPA. This means that you cannot be denied goods or services; be charged
different prices or rates; be provided with a different level or quality of
goods or services; or have it suggested that you will receive a different price
or rate or different level or quality of goods or services. However, a business
may offer a financial incentive or price or service difference if it is
reasonably related to the value of the consumer’s data. A business shall notify
consumers of any financial incentive or price or service difference.

Amendments

We may revise this Privacy Policy from time to time. If we make any material
changes to this Privacy Policy, we will notify of such by posting the updated
Privacy Policy, which shall include an “Updated” and the applicable date to
indicate when the changes become effective.

Unauthorized Changes Liability

In no event shall we be liable for any damages of any kind arising in connection
with: (i) your use of the Site; (ii) the unauthorized modification of your
personal information; or (iii) advertisements provided by us, our marketing
partners or any other third parties.

Your Acceptance of this Privacy Policy/Modifications

By using the Site including, without limitation, applying for services and/or
continuing to receive information from us, you agree to the terms of our Privacy
Policy. We reserve the right, at our discretion, to change, modify, add and/or
remove portions of this Privacy Policy at any time. If the manner in which we
use personal information changes, we will notify users by: (i) sending the
modified Privacy Policy to our users via email; and/or (ii) by any other
reasonable means acceptable under applicable state and federal law. You will
have a choice as to whether or not we use your information in this different
manner, and we will only use your information in this different manner where you
opt-in to such use.